Insured by NCUA. Equal Opportunity Lender. Equal Housing Lender. NMLS 471962. Annual Percentage Rate = APR accurate as of 3/27/2019. Offer and terms subject to change, loan subject to credit and collateral approval as well as program terms and conditions.  APR includes 1.250% in points and a .25% rate discount in Nevada, .125% rate discount in all other states, available to applicants who register to have their mortgage payment automatically deducted from a United Rewards or Ultra checking account each month. Depending on your specific credit terms, your interest rate, APR, and points may vary.  After receiving completed application and supporting documents. Guaranteed close by date is 30 days from the date UFCU receives applicant’s completed application and disclosure packet and all required supporting documentation.  UFCU is not responsible for closing delays related to an incomplete application, incomplete supporting documentation, applicant caused delays, a determination repairs are necessary on the property, any agreement between applicant and seller, or for any other reason that is out of UFCU’s control. Credit of $350 provided for closing costs if guarantee not met. Credit may not exceed out of pocket cash requirements at closing and will be adjusted accordingly. Guarantee applies to conventional mortgages only.
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